Cost & financing
Understanding the Cost of Oral Surgery
Cost is a reasonable question, and asking it early is the right instinct. Every patient at Diamond Arch receives a written treatment plan with a cost estimate at consultation — before anything is scheduled — so you can weigh the decision with real numbers rather than a range you found online.
Oral surgery fees vary because the surgery itself varies. Two patients missing the same tooth can need very different treatment depending on how much bone is left, whether an infection has to be resolved first, and whether sedation is used. That's why we quote from a 3D scan and an exam rather than over the phone.
Typical Ranges by Procedure
Single dental implant
Implant, abutment and crown, planned with CBCT imaging and a printed surgical guide.
[FILL: confirm typical price range with the practice]
Full-arch / All-on-X
Per arch, including extractions, implants, a fixed provisional and the final prosthesis.
[FILL: confirm typical price range with the practice]
Wisdom teeth removal
Varies with the number of teeth, how impacted they are, and the anesthesia chosen.
[FILL: confirm typical price range with the practice]
Bone grafting
From socket preservation at the time of extraction through sinus lifts and ridge augmentation.
[FILL: confirm typical price range with the practice]
Ranges are a starting point for planning, not a quote. Your written plan will list the exact fee for each procedure in your case.
How Dental and Medical Insurance Apply
Oral surgery sits at the boundary between dentistry and medicine, so two different kinds of insurance can come into play — sometimes both on the same treatment plan.
Dental insurance typically covers extractions, bone grafting at the time of extraction, and a portion of implant and restorative work, subject to an annual maximum. Because that maximum is often modest relative to full-arch treatment, dental benefits usually reduce a large plan rather than cover it. Many plans also apply a waiting period to major surgical procedures, and some exclude implants outright while still covering the crown placed on top of one.
Medical insurance can apply when a procedure is medically necessary rather than purely restorative — for example, treatment of an infection or abscess, jaw pathology and cyst removal, biopsy of a lesion, trauma, certain TMJ treatment, and general anesthesia administered for a covered surgical procedure. Medical claims usually require documentation: a diagnosis code, CBCT imaging and surgical notes supporting the necessity.
Two practical points. First, benefits reset annually, so treatment that spans a plan-year boundary can draw on two annual maximums. Second, pre-authorization is worth requesting for larger surgical plans — it converts an estimate into a written commitment from the insurer before you start.
Financing and Payment Options
Most patients treat implant and full-arch care as a planned expense paid over time. Third-party health-care lenders approve patients in minutes, often with an interest-free promotional period, and phased treatment is another option: staging surgery over several months spreads cost without compromising the clinical result.
[FILL: confirm actual financing partners — e.g. CareCredit, Sunbit, or an in-house plan — before publishing]
Our coordinator will walk through the options that apply to your plan at your consultation, including what your insurance is expected to contribute and what a monthly payment would look like.
Common Questions
- Do you accept my insurance?
- Most patients have some level of coverage that applies to oral surgery, and our team verifies your benefits before treatment is scheduled so you know what your plan will and will not pay. [FILL: confirm the specific dental and medical plans the practice is in-network with.]
- Is financing available?
- Yes — treatment can be paid over time rather than in a single payment, which is how most patients approach implant and full-arch care. [FILL: confirm actual financing partners — e.g. CareCredit, Sunbit, or an in-house plan — before publishing.]
- How much will my consultation cost?
- A surgical consultation includes an exam, a 3D CBCT scan where indicated, and a written treatment plan with a cost estimate. [FILL: confirm the consultation fee and whether it is credited toward treatment.]
- Will I know the full cost before treatment starts?
- Yes. Nothing is scheduled until you have a written plan listing each procedure, its fee, the estimated insurance contribution and your remaining balance. If the plan changes during treatment, you are told before any additional cost is incurred.
- Why do implant quotes vary so much between offices?
- A quote can mean very different things: some cover only the implant fixture, excluding the abutment, crown, 3D imaging, grafting or sedation. Comparing quotes fairly means comparing what is included, the implant brand used, and whether surgery is guided or freehand.
Get a Written Plan and Estimate
Every consultation at our Cambria Heights office starts with a 3D scan and ends with a clear, written plan — including cost.
All financing is offered exclusively through independent third-party companies and is subject to application, credit check, and approval. Please read our Financing Disclosure before applying.